Well Hello There Hivers!
It has been quite some time since I've done some reflective freewriting and I think it's high time I did it again!
Of-course there is no specific thing I want to talk about and even if I had something in mind which I kind of do I know I always stray away from the topic at hand, but that's the fun part. Delving into your mind as you write really helps me to sum up some things in my life.
Where Am I Headed?
Okay this might sound bad right off the bad but I don't mean that in a bad way, like I'm not sure where I'm going. Well I don't actually since the next two years will have a lot for me in store and for that I am gratefull!
Especially when looking back over the past three years I have achieved so much more than I ever thought I would and I'd like to continue on that trajectory for as long as possible.
Stagnating isn't fun at all! I use to not like change because of the fear of things changing and me not being able to adapt but adapting comes fairly easy for me once I know it's time to adapt. I don't know why I've always been afraid of that but thank the heavens I am comfortable with it now.
Last night we went out with a couple of friends to grab a beer and catch up, that's always a fun experience on it's own right!
Well several times during the night the topic of our futures or where everyone is headed came up a lot, it wasn't discussed in full persay but one thing that is clear we all have some notion of where we are going yet none of us exactly know where that road leads to.
Hopefully to better places!
In all honesty I know that I have a lot of good in store for me, as of writing this. That is if I continue to do what I do now and I don't mean it as what job I am currently doing. That is all irrelevant now. I'm pointing more to the fact of me and The Betty and my studies that I am busy with, investment ideas that I have. Of-course it's a slow trickle to what I want to achieve with my studies and financial wise but growth is growth and the more you grow today the more you can grow tomorrow.
Or at-least the idea sounds great.
What we tend not to take into consideration is set backs, we all push and push but as much as you gain ground, well you can't always keep that ground right? _Almost like a war being fought, you win and you lose but as long as you win more than you lose!
The problem is that people want to throw out the ropes and give up the moment a setback hits them! Why is that? Why are we so conditioned to give up that easily? Have we grown so weak as people? I told one of my friends last night "The only thing in this world that we can truely control is our minds, yet we fail so miserably in controlling the one thing that we are suppose to have total control over.
It's mind blowing isn't it?
"You Can Run Out Of Money, But Never Run Out Of Ideas!"
A topic that me and The Betty have been discussing a lot lately is buying a house although we're still some ways off from that. See the thing is it's something that has to be discussed in any relationship or marriage. At-least I believe so, it gives both in the relationship something to work for and a reason to grow for.
The problem is nowadays that they don't give full house loans anymore, you've got to lay down a deposit. Which in it self isn't really that big of a problem is it? I mean is it really? Rather suffer for five years to cut 10 years from the house loan? Or something like that, I know that might not be so accurate but still.
Giving a deposit is a must for me actually, the only problem is getting the funds for that. Or at-least that is the problem with most people, this might not be the case for our situation since neither of us has debt or any major debt at-least other than clothing accounts and such and those aren't even over a hundred dollars. So we might have it better than most, but then again I wasn't stupid to let myself be caught by that, neither of us are.
I am willing to make a major loan for a house and a vehicle, with that I am content enough. I'd obviously prefer to buy it straight off but time is also a matter and if I want to buy it straight up I'd have to save for a couple of years longer and again the time is the issue. Now buying a house and being able to put at-least 30% of the payment down, well that is already a major win!
That means your down payment would be less and you'd have more stretching room with the remaining funds and well the more funds you have available the more you can push into that down payment. Cutting the interest on the down payment by a lot! I can only imagine.
Of-course this is all speculation, no one knows what will happen on the morrow but preparation is better than curing. Although having a plan is very crucial, especially nowadays even if tomorrow has a totally different plan for you. You can always devise a new plan then! The downfall comes when you don't have a plan for tomorrow, when you're sitting there not knowing what your tomorrow holds for you.
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