Want to jump straight to the answer? Stellar Lumens (XLM), Algorand (ALGO), VeChain (VET), Decentraland (MANA) and USDC are our top altcoin picks. You can start investing today on Coinbase. .***Algorand (ALGO)*** is currently trading hands at $0.86. The project has a relatively large market cap of $2.8 billion, ranking it in the top 50 cryptocurrencies by market capitalization. Algorand supports smart contracts in its proof-of-stake network, enabling quicker and cheaper transactions than cryptocurrencies like Ethereum.![algorand_banner_1032x540.png](https://images.ecency.com/DQmPh98ikZSAtptqdGBgvt2SHb4VmzFEpGMnhV9uLy2HQwn/algorand_banner_1032x540.png) .***Stellar Lumens (XLM)*** is the largest cryptocurrency on this list with a market cap of over $7 billion. The coin is currently trading for $0.30, although its all-time high price surpassed $0.80 per coin. Stellar Lumens works with banks to process cross border transactions at extremely low transfer costs. The protocol is similar to Ripple (XRP), and has gained investors’ attention after recent lawsuits against its biggest competitor, Ripple. ![stellar_lumens_cryptonewsz_11_1.png](https://images.ecency.com/DQmXEYFhvHXCz3EThtZDzZnsrbgVeKxH6LURkJvKaS5M9Cc/stellar_lumens_cryptonewsz_11_1.png) .***VeChain (VET)*** offers supply chain solutions that utilize blockchain technology. The token is currently trading for around $0.10 and holds a market cap of about $7 billion. VeChain improves supply chain efficiency, transparency and security, offering strong incentives over traditional supply chain management systems. ![vechain_coin_banner_vet_coin_cryptocurrency_concept_vector.jpg](https://images.ecency.com/DQmPQgqVvSgYLgkFhriRnDjGYjWDDjVuekNXbedKsNnKSnm/vechain_coin_banner_vet_coin_cryptocurrency_concept_vector.jpg) . ***Decentraland (MANA)*** is the token that powers the blockchain-based virtual reality game Decentraland. The game lets users buy, sell and monetize virtual reality land, and some properties on the game have sold for north of a million dollars. The token is currently trading around $0.75, and the project has a market cap of over $1 billion. ![decentraland_mana_banner_coin_cryptocurrency_260nw_2065697306.jpg](https://images.ecency.com/DQmZt1ZuubFEr4F1tfLJruKiPSHyzNadgQHnAGcpuYzr8bK/decentraland_mana_banner_coin_cryptocurrency_260nw_2065697306.jpg) ***USD Coin (USDC)*** is a stablecoin, so you won’t make a return on your investment unless you put your USDC to work. However, this is the least risky way to invest in crypto, and you can still make decent returns. Stablecoins like USDC can be used with DeFi platforms like Compound and Aave, allowing you to earn almost 10% annual interest on your stablecoin investment. You can buy USDC, Decentraland, Algorand and Stellar Lumens on Coinbase. To get VeChain, you’ll need to make an account with Binance, which may take some time to get approved for trading. ![share_usdc.png](https://images.ecency.com/DQmWUKx1Q5AWZBjXm1EXt1gA8PLWtgbZFUM7p7uTzZTTNyw/share_usdc.png)

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