If you've never had to give up on purchasing an item online because of difficulty making payments to a vendor, you're one lucky fellow. And if you've never had that one debtor whose bank "suddenly" couldn't pay yours, you're just as lucky. Well, it's 2019 and there's good news- Flutterwave solves these payment problems. You can now purchase whatever you want to when you want to and businesses no longer have to make forfeits because of the difficulty in accepting payments. **What does Flutterwave do?** ![flutter1.png](https://cdn.steemitimages.com/DQmSwV9hpWHtAENXcgR9NrFyP149Uf5X3A75sK7f3e17rgp/flutter1.png) Flutterwave is a payment solutions company that enables African businesses to make and accept payments from anywhere in the world, seamlessly and painlessly. Founded in 2016 by a team of ex-bankers, engineers and entrepreneurs, Flutterwave encourages digital commerce in Africa by making payment processing easier and more secure. Their products cater to banks, businesses and individuals. Nigerians can now pay international tuition fees, shop online, pay bills and make payments to friends from the comfort of their homes. Banks can also now provide secure and seamless payment experiences for their customers. With a little over 3 years in operations, Flutterwave boasts of $2.5 billion in payments processed, 100 million transactions processed and 50 bank partners in Africa. It is one of the fastest-growing companies of all time, enabling African businesses to participate in the global economy, one product feature at a time. #### Why Flutterwave should be your business's payment gateway A payment gateway is a merchant service that ensures credit card or direct payments processing for online businesses, traditional businesses and online retailers. While you may already receive payments directly to your bank through bank transfers, integrating Flutterwave as your business' payment gateway offers you a lot of benefits such as: * Transaction processing is secure and reliable * It makes payment convenient for your customers who live abroad * You can receive payments in multiple currencies (up to 150+ currencies) via multiple payment methods (card, account, etc) * It protects you, as a merchant, from any fraud attempts by customers * It makes it easy for you to refund money to customers if the need arises. Integrating a payment gateway like Flutterwave in your app or website makes you ready to accept payments with no worries at all. Uber, Transferwise and Flywire are some of the many businesses that use Flutterwave. Your business could be one of them. #### Is Flutterwave safe? All Flutterwave products- Rave, GetBarter and Moneywave are secure with a PCI DSS level 1 guaranteed security. Simply put, all your business transactions are secure with Flutterwave. **How does Rave work?** ![rave.png](https://cdn.steemitimages.com/DQmP6qVMdhqSXYVZ328h3scSWmy98VtgC67GcumgKhtSg4m/rave.png) With this payment system, businesses can accept payments- via bank accounts, card and USSD- from customers anywhere in the world. Rave is easy to implement on e-commerce websites, it has zero set-up fees, reasonable transaction fees, 24/7 customer service and vault-level security that ensures all online transactions are safe. Receiving payment with Rave is also really easy. Immediately a customer enters their payment details (and preferred currency) on your website or app, Rave validates and then charges the card. As soon as the charge is completed, an email is sent to you and your customer on the successful payment. **Moneywave** ![moneywave.png](https://cdn.steemitimages.com/DQmYdmvtdf3d4pDxbkwUurewBT1yFEq94NCC5EJuNEgp1TR/moneywave.png) Moneywave is a payment platform that serves as an omnichannel solution to payment problems in Africa. It allows you to build fully customizable mobile banking, money transfer, and online banking platforms. With Moneywave, it is possible to send money from AMEX to AMEX on banking channels, from VISA to bank accounts on mobile, Mastercard to Mastercard on the web, etc. Moneywave has a flexible fee structure that allows you to decide what you charge. It is simple to use and just like all Flutterwave's products, it has a PCI DSS level 1 guaranteed security. To get started, [click](https://moneywave.flutterwave.com/). **What is GetBarter used for?** ![getbarter.png](https://cdn.steemitimages.com/DQmerRJNSUv6rKZiuyo4K3H3nS9HfR64hx3Qj8D9WFaY8iU/getbarter.png) With the Barter app, you can accept money and make payments to people both at home and abroad. The app also allows you to manage payments and subscriptions. You can even request for money from friends near you with the app's nearby feature. This app is designed to help users focus more on enjoying life and worrying less about everyday payments, how they spend, send or borrow money. Every Barter user is issued a virtual and physical card that makes all types of transactions easy and seamless. Now your friend can repay that loan you gave him without having to go to the bank. Want to start accepting payments today? [Click here](http://www.flutterwave.com/). Written by, ###### Omo-Ataga, Ofure

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